Wednesday, March 16, 2011

My Evil Bank

I need a place to vent and this blog seems as good a place as any. CHASE BANK SUCKS. I'll say it again: CHASE BANK SUCKS BIG CHUNKS OF DOG POOP. I have had many problems with this bank, but I have finally reached the end of my rope where the desire to stop getting royally screwed is larger than the wish to avoid the hassle of changing all my direct deposit stuff. Every time I have ever made a deposit since Chase took over Washington Mutual, it appears online in my register as "pending" and the next day disappears completely as if it was never there in the first place. I have gone into the branches on three seperate occasions, receipt in hand, to make them aware of their screw-up, but I shouldn't have to do that every time. I went in yesterday morning and made a deposit of $158, $100 of which was cash. Pure, unadulterated CASH which should have posted to my account IMMEDIATELY and stayed there. During the night, 3 checks posted to my account all of which would have been well-covered by only the cash portion of my deposit, let alone the check portion. But, because of this stupid habit Chase has of posting your deposit then making it disappear the next day and reappear magically the third day, made it so these checks took my balance into the hole by a measly $40. Of course, had the deposit actually posted like it was supposed to there wouldn't have been an overdraft in the first place. And, if they had my checking account hooked to my savings account (which also has enough money to cover this supposed indiscretion) they way they said they did, I wouldn't have been charged 68 FRICKING DOLLARS in overdraft fees. So, now I have to drag my butt into Chase AGAIN, even though I should never have to do this in the first place, show them the receipt that proves I did, in fact, make the deposit and they will need to refund me the overdraft fees. This will make the FOURTH time I have had to do this. I shouldn't ever have to do this!! I am DONE with Chase Bank!! I don't care what hassles I have to go through, I will do whatever it takes cause I am DONE!! I hate Chase Bank!! There, I guess I feel a little better, but I won't feel completely better until I give them the finger (which I won't really do because I am classier than that, but I feel like it, that's for sure) and switch to another bank. Now, the question is, which bank should I switch to? Any ideas? Anyway, I hope all of you are having a better day than I am. Thanks for listening to my rant!


CaradonandtheBoys! said...

Okay, I have been thinking about this since you told me this morning, and I was wondering if you have ever considered a credit union? Brad really likes UCCU. Also, I know you have had a bad experience with Wells Fargo, but I like them. Finally, I would highly suggest NOT going with Zion's. We had a bad experience with them in the past. Good luck. Love you.

Breestyle said...

I LURV the fact that you said you were classier than showing your bird. ROFL!!! I HATE Wells Fargo too..(caradons post). But, I LOVE LOVE LOVE Mountain America Credit Union. We have had them for 4 years and have not once had an issue. They are nice too:) Good Luck!